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10 Amateur Investing Mistakes You Can Avoid

*This post was specially requested by one of my readers after my last post on the 30 best stocks for 2018. I love love love getting feedback so thank you everyone!* Make a million in the stock market...

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5 Reasons Why You Shouldn’t Invest in Your 401(k)

After sharing my last post about the average 401(k) balance for Americans, I’ve received several questions from people wondering if they really needed to contribute to their retirement accounts. So I...

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13 Ways You Are Blowing Your Money Away

  If you’re tired of not having any money despite your best intentions, it’s time to take a step back and look at your spending habits. Just a few fixes here and there could lead to big savings. Here...

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How to Build Credit While You’re in College

College should be a sort of last hurrah for your teen years. It’s your last chance to be an adult without having to worry about all that goes with it. Creditors, however, have other ideas for college...

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Is it Smarter to Lease or Buy Your Car?

Buying a car — especially if you’ve never done it before — can be overwhelming. The different makes, models and options are complicated enough, but deciding whether to lease or buy can be especially...

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What We Can Learn From Psychopaths About Handling Our Finances

*Please note that this is a lighthearted attempt at talking about spending habits. I’m not trying to belittle this multifaceted psychological condition in anyway. If you’re looking for the magic bullet...

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Identity Theft, Fraud and Too-Trusting Millennials

We’re all guilty of thinking, “It happens, but it won’t happen to me.” It’s difficult to think of yourself as a victim or as someone who’s at risk for becoming one. But no matter how tech savvy you are...

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5 Tools to Help Manage Your Money More Efficiently

We all need a little help sometimes. When it comes to personal finance, sometimes a lot of help is needed. Fortunately, you don’t have to organize your personal finances alone. There are plenty of...

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These 20-Somethings Get Real About How They Live Alone on Less Than 40K a Year

Being a twenty-something is hard. Being a twenty-something who lives alone, and who earns less than $40,000 a year, is much harder. So we interviewed 15 people who fit those two criteria, and here’s...

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The No BS Guide to Taxes

Benjamin Franklin is credited with saying that nothing in this world is certain except for death and taxes. The fact of the matter is that if you’re a living, breathing human being, you’re a citizen of...

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How Money Delays Our Timeline

It’s a running joke that some people put off until tomorrow what they could accomplish today. However, for some people it’s no laughing matter that they believe they’re forced to put off high-priority...

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Don’t Make These Dumb Shopping Mistakes

Most people think they have it all figured out when it comes to getting the best deal, but you would be amazed at how much money is lost on dumb shopping practices. Think you know how to get the best...

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12 Financial Adjustments You Should Implement This Summer

Were you one of the 45 percent of Americans who made a New Year’s resolution back in January? If cleaning up your finances was your goal for the year, summer is a great time to take stock of your...

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How to Make Money With Your Clutter on Craigslist

Whether it’s your closet, the space beneath your bed, your attic or your garage, you’ve finally had enough: It’s time to de-clutter. In your quest, you’ll find things you use regularly and items you...

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Sunshine Blogger Award: My First Nomination

Hi friends! Yesterday, I discovered that I was nominated for the Sunshine Blogger Award by Chris from Money Mozart. I got to know Chris and his blog after he tweeted out this post I wrote for The Penny...

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How Much Do You Really Need in Your Emergency Fund?

In a perfect world, we’d be able to budget our money masterfully, never having to worry about have too little. But this is not a perfect world. At any point in time, you can get into a car accident, a...

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Automate Your Financial Strategy to Achieve Financial Stability

If you’ve heard it once, you’ve heard it a thousand times: To get control of your finances, you must create a budget. So, do you have one? Why not? Probably for the same reason most people don’t have a...

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Why I Shop At Farmer’s Markets

Farmer’s markets aren’t always the cheapest option available — organic food can be pretty expensive — but that matters little to me when measured against the benefits they offer. I’m talking healthier,...

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10 Financial Decisions You Need to Make Before Paying Off Student Loans

You just graduated from college – congratulations! Your whole life is ahead of you with amazing possibilities and abundant choices to make. Ready to dive in? Well, you do need to consider your student...

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How Is Your Relationship With Money?

I’ve spent most of my adult life with a poor attitude toward money. I believe I inherited this trait from my parents, whose financial standing was in a permanent state of flux – eventually leading them...

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